Bankruptcy Law (Creditor)

Protecting Creditors’ Rights in Bankruptcy & Insolvency Proceedings


The bankruptcy process often leaves creditors uncertain about repayment and recovery of their claims. At Bluff & Associates, we represent creditors in both trial and appellate bankruptcy forums, ensuring rights are preserved, interests are protected, and strategies are designed to maximize outcomes.

Whether you are a business creditor or an individual, we provide representation across bankruptcy, insolvency, and non-bankruptcy workouts, combining decades of courtroom experience with financial insight to safeguard creditor claims.


Services Include

    • Protecting creditor rights across liquidation, reorganization, and repayment plans.

    • Skilled advocacy at both trial and appellate levels in bankruptcy courts, ensuring creditor claims are fully protected.

    • Handling priority, nondischargeability, and preference actions to preserve creditor claims and challenge improper discharges.

    • Filing proofs of claim, objecting to bankruptcy plans, and litigating adversary proceedings to enforce repayment.

  • Assisting individuals seeking to recover debts or enforce financial rights in bankruptcy cases.

    • Advising businesses on protecting their interests during debtor reorganizations under Chapter 11.

    • Negotiating and structuring out-of-court settlements and alternative repayment agreements as cost-effective solutions to formal bankruptcy.

35+ years representing creditors in trial, appellate & high-stakes bankruptcy matters

Guy W. Bluff brings more than 35 years of trial and appellate experience to bankruptcy litigation, with a focus on protecting creditor rights in complex proceedings. He has directed multi-state bankruptcy cases, argued creditor appeals before the 9th and 10th Circuits, and served as lead counsel in high-value disputes exceeding $100 million. His work spans adversary proceedings, Chapter 7, 11, and 13 creditor representation, and insolvency workouts, making him a trusted advocate for both business and individual creditors.

    • Directed multi-state bankruptcy litigation across AZ, NV, CA & TX, coordinating trial and appellate strategies.

    • Lead counsel in high-stakes litigation involving antitrust, wrongful termination & franchise breach claims.

    • Represented creditors in bankruptcy appeals before multiple federal appellate courts.

FAQs for Bankruptcy (Creditor)

  •  We represent creditors in Chapter 7, Chapter 11, and Chapter 13 matters.

  • It’s a lawsuit filed within a bankruptcy case, often involving priority claims, nondischargeable challenges, or preference actions.

  •  No — Bluff & Associates focuses exclusively on creditor representation.

  • Yes. We represent creditors in appeals before bankruptcy appellate panels and federal circuit courts.

  • We assist with insolvency workouts, including out-of-court settlements and repayment agreements.

  • With 35+ years of bankruptcy experience and proven results in multi-state, high-value cases, Bluff & Associates delivers strategic and effective creditor advocacy.

Ready to discuss your bankruptcy legal needs? Contact us today!